Welcome to FlexStash. By using our mobile application and services, you agree to these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By accessing or using FlexStash, you accept and agree to be bound by the terms and provisions of this agreement.

2. Description of Service

FlexStash provides automated savings services, including:

Round-up savings functionality
Boost mode (optional percentage-based savings)
Goal tracking and management
Group Stash (social saving features)
Gamification elements (rewards, badges, leaderboards)

3. Account Responsibilities

You are responsible for:

Maintaining the confidentiality of your account credentials
All activities that occur under your account
Providing accurate and complete information
Notifying us immediately of any unauthorized access

4. Savings and Withdrawals

You may withdraw your savings at any time. Withdrawals are processed within 1-3 business days. There are no fees for standard withdrawals.

5. Group Stash Rules

When using Group Stash features:

Each member saves their own money toward a shared goal
No member can access or withdraw another member's funds
You may leave a group at any time
Privacy settings allow you to control what others see

6. Gamification

Our gamification features (streaks, badges, levels, leaderboards) are for entertainment and motivation purposes only. Rewards and achievements have no monetary value and cannot be redeemed for cash.

7. Limitation of Liability

FlexStash is provided "as is" without warranties of any kind. We are not liable for any indirect, incidental, or consequential damages arising from your use of the service.

8. Contact Information

For questions about these Terms of Service, please contact us at [email protected]